If you have never heard of One Touch Direct Lawsuit Loans, then you probably know nothing about the legal process. One Touch refers to the patented technology that is the core of this type of lawsuit funding. This technology allows the plaintiff and his or her attorney to work together in a single click of the mouse. In other words, the attorney can file the initial lawsuit form and the plaintiff can then complete the same form over again.

Many people may be under the impression that this type of funding would work in their favor if they are in financial trouble.

That’s simply not the case. While One Touch lawsuits do offer some advantages that traditional lawsuit funding does not provide, this type of lending product is still based upon the same fundamental principles that govern all other lending products on the market today. A plaintiff and his or her attorney must prove that they have a genuine claim for money lost or damages. This means that a settlement amount or award will be contingent upon the success of the lawsuit.

This is just one of the fundamental differences between this unique type of lawsuit product and traditional law suits.

Traditional law does not require an attorney to file suit in order to obtain funding for either personal injury claims or wrongful death claims. There are no asset protective requirements. If your lawyer is unable to file your lawsuit within a certain time period, your claim will be denied regardless of its merit.

With One Touch, however, if the attorney does not file the initial claim form within a reasonable time frame, the plaintiff is not required to repay the attorney.

Instead, the defendant is responsible for repaying the attorney if the case is successful. This is called the “One Touch Lawsuit Loans” clause. This will certainly attract both plaintiffs and defendants who are happy to avoid the expense and hassle of having to repay attorneys. Of course, you may not be so happy with this aspect of the agreement.

You see, what happens if you are unable to find an attorney? Well, you really need to make sure that you have a qualified attorney on your side. If you’re in this situation, there is really only one choice. You can get a loan for the litigation expenses and then pay the loan back as soon as the lawsuit is settled. Of course, the defendant may wish to pursue that right and attempt to sue you after the loan has been repaid.

It’s possible that you have already been served with a complaint but you have yet to sign or otherwise acknowledge receipt.

If this is the case, the claim will be considered an “intersforeclosure.” An interforeclosure claim simply means that the defendant has already started the foreclosure process. The bank has the right at anytime to commence foreclosure proceedings and gain possession of your home, but you may not be able to prevent this from happening until the loan has been repaid.

Your best bet is to simply file the lawsuit and submit the loan information along with a letter that tells the bank that you intend to pursue the claim against them.

In most states, this letter should be sent certified mail with delivery confirmation. Once this paperwork is received, you will have 48 hours to respond and indicate whether or not you agree with the terms of the agreement. If you agree, then the transaction will move forward immediately and the plaintiff will submit the loan information and lawsuit documents to the bank.

At that point, you can expect that the bank will hire an attorney to pursue your claim. A great way to ensure that your attorney is a great one is to have them submit to the American Bar Association a Certified Legal Assistant’s oath. If you hire an attorney that is not a certified legal assistant, you are probably going to be in for a long, strenuous battle to hold you accountable for your loan.