What is accidental death insurance? Accidental death insurance provides protection when the covered individual dies as the result of an accidental injury. Accidental death benefits can usually be found as part of a standard life insurance policy, or as a standalone contract. In the former case, the beneficiary will receive a lump sum payment if the covered individual dies as the result of an accidental injury.
Hire an Accidental Death Lawyer
There are many different accidental death insurance policies. It can be confusing knowing which one to purchase. To help sort out these claims it is important to contact accidental death lawyers. There are many types of accidental death lawyers. In order to select the best one, your loved one should assess how much financial loss they would suffer if they were no longer able to receive benefits from their policy.
- Your family member’s age, health, and whether they have any assets are keys to determining who is eligible to make an accidental death claim. It is also important to take into consideration what life plans your loved one has in place. If these are in place, then you want to select a lawyer who will work to protect those plans.
- Accidental deaths can occur in a variety of situations. It could be a slip and fall that has caused them to be disabled or fall head-on. Medical problems can also result in accidental deaths. These can include conditions such as heart disease or diabetes. Other causes can be exposure to certain toxins, such as lead paint, asbestos, or cancer drugs.
- Most accidental death claims filed with insurance companies are for amounts above and beyond the policy limit. These claims may be for a wide variety of reasons including that of carelessness leading to death. In this type of case, insurance companies may decide to investigate. Insurance investigators will review your claim in order to determine if they will approve it.
It is important to hire an attorney to represent you when you file accidental deaths suits. There are many lawyers who specialize in these types of cases. In addition to contacting an attorney immediately, you need to retain him or her for post-settlement counsel. This ensures that your legal rights will be maintained throughout the litigation process. It also ensures that you will receive the maximum amount for your claim.