When you’re young and starting out, the world is your oyster and you feel invincible. The fact is, young workers have a one in three chance of disability or death before they reach retirement age!
What happens if you’re injured and can’t work? Are you injured now? Qualifying for disability puts money in your pocket so you can pay your rent and other bills.
How do you qualify for disability payments? Keep reading for information about qualifying for disability.
Social Security Medical Requirements for Disability
To collect Social Security Disability Insurance (SSDI) payments, your medical disability must be the duration, or expected duration, of at least one year. The Social Security Administration does not offer temporary disability benefits.
Unlike the Veteran’s Administration, the Social Security Administration (SSA) requires full disability. The SSA does not offer payments for partially disabled people.
Qualifying medical conditions include those that are severe and:
- Meet the requirements on the Social Security Impairment Listing
- Make work at any past jobs impossible, or
- Makes a less mentally or physically strenuous job impossible
A doctor’s pathology report showing lung cancer qualifies you for disability payments. This is because lung cancer is on the impairment list. If your disability isn’t on the impairment list, you need evidence of a medical condition limiting your ability to perform job duties.
The Disability Determination Services (DDS) is the state agency that determines whether your medical condition qualifies you for benefits. Even impairments not listed can qualify you for benefits.
It’s not always an easy process and it helps to have an experienced disability attorney on your side.
Financial Requirements When Qualifying for Disability
You must also meet certain financial requirements before qualifying for disability payments. If you have gainful financial activity, you might not be eligible for disability. This means you earn $1,310 per month or more.
You can work and earn up to the $1,310 amount per month and still qualify for benefits. You also need insurance under the Social Security Disability program. That means you worked and paid into the system before your medical disability.
There are no limits on unearned income. If you have investment income, interest income, or a spouse’s income, that won’t disqualify you from receiving SSDI payments
The work rules are strict for SSDI and vary by age. Are you a 55-year old male? If you worked for at least eight years and five of those years were in the last ten years, then you’re eligible.
It’s easier to qualify for SSDI when you’re 50 or older. Younger workers are often sent to learn other skill sets and find another type of job.
Qualifying for Disability Income Payments
Qualifying for disability income payments is a process and you must meet the requirements set forth by the SSA. Are you out of work due to a fall at work, disability, mental impairment, or other health condition? It’s well worth looking into SSDI payments.
An experienced disability lawyer can walk you through the process.
Are you looking for more advice when it comes to the law? Keep reading the blog for more articles like this!